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How Halifax Began

Halifax started out as a building society in 1853. At the time it was known as the Halifax Permanent Benefit Building and Investment Society. It was started by a small group of people looking to offer savings and loans to the local community. This was a natural follow-on to the temporary societies that had helped workers build houses. The principle was simple. You became a member, adhered to the rules, and paid regular subscriptions. If you couldn’t afford to be a member you simply deposited money when you could to save. The business took off from the start. It has evolved ever since but still works on the same principle today, look after your investors and depositors and they will look after you.

What Halifax Offers Today

Today Halifax still offers an impressive collection of services, starting with a selection of bank accounts to meet everyone’s needs. Whether you are opening you’re first account or need a new saving or investment account, Halifax can help you. They also offer overdrafts, loans, mortgages, credit cards, and a selection of investment vehicles, ranging from ISA’s to more complex market investments. You can even change your currency with them, virtually or physically.

Heading Into your Local Halifax Branch

Halifax has approximately 1,000 branches in high streets across the UK. Although they, in common with other banks, have reduced the number of branches, there are still enough to find one close to you. This is good because sometimes you need to go into a branch. It may be to deposit cash or a cheque or to request and collect a banker's draft. It can also be to chat with the friendly and professional staff. You can get financial advice as well as request a loan and other help. The team in each branch is ready and willing to help you.

Halifax Online

Of course, Halifax also has a dedicated website and you can even download the app. The app or the website gives you access to a private log-in area that allows you to check your account and even apply for an array of services. The website is well laid out, giving you the main categories near the top of the page. Above this is the branch finder and help centre; Halifax thinks it is important to make it as easy as possible to contact them. Naturally, you can look at all the different products they offer in detail, allowing you to make an informed choice. There are also a collection of guides to help you work out the cost of an overdraft or find the right mortgage, even if that is with parental support. The site also has a dedicated section for the latest news and information. You’ll also get sent all of this if you sign up for the newsletter. It will help, you to stay ahead of everyone else.

Contacting The Halifax Team

At the top of the page is the help link which shows you the FAQs and gives you contact information. You can also find this at the bottom of the page! The best way to contact the team is to choose the appropriate phone number from the list and call them. If you prefer, you can email the team or arrange an appointment in the local branch. Whatever approach you use you’ll find they are friendly and helpful.

Promotions & Discounts

Surprisingly, Halifax does offer promotions, such as introductory interest rates and cashback offers. It’s worth taking a look at what they offer to benefit from the latest deal. Alongside this, you can check out the array of discount codes on www.1offers.co.uk. You’re already on the site, take a look and choose the code that you like the most. You’ll be able to save money with Halifax. However, codes do change, often without warning. Make sure you take the code as close to when you want to use it as you can.

Social Connections

You can sign up for the newsletter and stay abreast of all the latest events and news, both from the company and the industry. It’s worth doing as you will never miss a deal or offer again, they are all sent directly to your inbox. However, you should also connect with them on social media. It’s another way to get updates but also allows you to chat with other Halifax customers. There is no better way of getting genuine responses regarding specific products. You can use this to help you choose the right product for your needs.